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U.S. Dollar Devaluation

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Chart

US Dollar Devaluation Chart Explained

This chart shows the US dollar devaluation as a percentage of the maximum CPI in FRED data.

The Dollar Devaluation % is the current CPI divided by the historical maximum CPI to find the percentage of devaluation from the peak of the dollar's value.

Data is sourced from FRED Consumer Price Index for All Urban Consumers data.


Key Takeaways

  • The US dollar has lost over 96% of its value since 1913, when the Federal Reserve took over the dollar.
  • The Fed devalues the dollar by printing more dollars without creating any value.
  • Nixon ended the gold standard in 1971, skyrocketing inflation.


How Much has the Dollar Devalued Since 1913?

The graph above shows the purchasing power of the US dollar since 1913. 1913 is when the Federal Reserve, which is actually a privately-owned central bank, took over the US banking system.

As you can see, it's been pretty much downhill since the Fed took over. In fact, the dollar has lost over 96% of its value.

That means today's dollar would be worth less than 4 cents back in 1913. How much longer will the dollar maintain its reserve-currency status at this rate?

dollar devaluation

How does the Federal Reserve devalue the dollar?

By printing more money.

Printing more money causes monetary inflation. That means there are more dollars in circulation, but just because there is more paper money floating around, that doesn't mean value has been created.

The chart below shows the history of the dollar inflation.

dollar devaluation

All you really get is price inflation. Here's an extreme example: Let's say the Federal Reserve just gave everyone in America $1 million.

Wouldn't that be great if everyone in America became a millionaire overnight? Unfortunately, nothing would change, except prices would increase.

Think about it. How much would you have to pay the plumber to come to your house, if he's already a millionaire?

What is the Significance of 1971?

On August 15, 1971, President Richard Nixon "temporarily" suspended the Gold standard - the rule that $35 could be redeemed for an ounce of Gold.

Thus every dollar printed by the US government would need to be backed by real gold held in the custody of the government.

This prevented the government from printing as many dollars as they wanted, and thereby decrease the purchasing power of the dollar.

Once the Gold standard was severed, inflation skyrocketed, as seen in the chart above.

Fighting inflation

Unlike paper money dollars, which can be printed out of thin air, gold does not lose value.

In fact, gold doesn't really go up or down. When gold goes up, it really means the dollar is going down and when gold goes down, it's actually the dollar getting stronger (increasing its purchasing power).

So by keeping a portion of your savings in gold, you offset the losses of your dollar being devalued.

When you buy gold, silver or other commodities that resist inflation, it's called a hedge against inflation.



DISCLAIMER
Any information found on this page is not to be considered as financial advice. You should do your own research before making any decisions.

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